Note : The interest rates are given below may be fluctuate. Interest Rates are subject to change without any notice. Kindly co-operate with the bank for the same. The interest rates are effective from 01/07/2025

Deposit Type	Plain	C.T.D. & Pension Deposit Scheme	R.I.S.
A) Current Deposit	-	-	-
B) Saving Deposit
Saving Deposit (Regular)	2.75%	-	-
Basic Saving Deposit	2.75%	-	-
Little Champ Saving Deposit	2.75%	-	-
Centwin Gold Saving Deposit	2.75%	-	-
Centwin Platinum Saving Deposit	2.75%	-	-
Centwin Gold Platinum Saving Deposit for balance amount up to Rs. 1,00,000.00 for balance amount above Rs. 1,00,000.00	2.75% 3.25%	- -	- -
C) Term Deposit
7 Days to 45 Days	3.75%	-	-
46 Days to 89 Days	4.00%	-	-
90 Days to 135 Days	4.50%	-	-
136 Days to 180 Days	5.25%	-	-
181 Days to 364 Days	5.75%	-	-
365 Days to 15 Months	7.00%	6.75%	6.75%
Above 15 Months to 2 Years	6.75%	6.50%	6.50%
Above 2 Years to 3 Years	6.75%	6.50%	6.50%
3 Years to 5 Years	6.75%	6.50%	6.50%
Above 5 Years to 10 Years Complete	7.00%	6.75%	6.75%
D) Urban Tax Savings Deposit Scheme (415) (Regular/General Customers)	6.75%	-	6.50%
E) Kutumb Pramukh Tax Savings Deposit Scheme (417) (Senior Citizen)	7.00%	-	6.75%
F) Dam Didpat Deposit Scheme (402)
75 Months and 15 Days (Regular Customer)	6.50%	-	-
69 Months and 4 Days (Senior Citizen)	7.10%	-	-
70 Months and 6 Days (Staff & Retired Staff)	7.00%	-	-
Extra Interest Rate : a) 0.60% extra interest rate for senior citizens on term deposit. b) 0.50% extra interest rate for staff and retired staff. c) 1.10% extra interest rate if both senior citizens and retired staff. d) 0.25 extra interest rate for staff and retired staff, other term deposits Rs. 1.00 crore & above (it is not applicable for senior citizens and senior citizen retired staff). e) Extra interest rates are not applicable to Urban Tax Savings Deposit Scheme, Kutumb Pramukh Tax Savings Deposit Scheme.